For consumers in today’s marketplace, there’s good news. The old standard of caveat emptor—let the buyer beware—has been replaced in most instances by specific statutes providing protection to ordinary citizens. The Food and Drug Administration has detailed regulations to protect your health. Lemon laws protect you when you purchase a vehicle, and consumer credit regulations keep unscrupulous lenders at bay. There are even regulations that limit the practices of debt collectors. Of course, the more you know about the laws and regulations, the better you will be able to protect yourself, and the more effectively you’ll be able to work with counsel to put a stop to illegal or fraudulent practices.
GetLegal.com’s Consumer Rights Law Center offers a wealth of information to help buyers of goods and services protect their rights. In addition to summaries of key consumer protection statutes, we also provide information to help you get in touch with authorities in your state.
Consumer credit laws protect consumers from unfair credit practices and provide guidelines for the credit industry.
The regulations set forth and enforced by the Food and Drug Administration (FDA) are intended to ensure the safety of food, drugs and medical devices.
The Fair Debt Collection Practices Act prohibits certain abusive, deceptive and unfair debt-collection practices.
Your state attorney general may provide services relating to child support, consumer protection and criminal prosecution. To find out what your state offers, visit the website for your state attorney general’s office.